Let’s face it, there’s every reason in the world to shop online. The bargains
are there. The selection is mind-boggling. The shopping is secure. Shipping is fast.
Even returns are pretty easy. It’s a golden age for not going to the store,
yet buying more than ever.
This is convenient, for sure, but the risk of getting not what you ordered
is much higher too. Just imagine your feelings when you order a tank top for yourself
but get a cool sweatshirt for your cat. That’s why everyone should be aware of
the dangers of online shopping.
Online shopping comes with other risk too. Although identity theft is more
common in the real world, it still happens online pretty frequently, as does credit
card fraud. Staying safe while you’re shopping online is paramount, and
knowledgeable shoppers know what approaches are best to take.
WorldWideShirt collected the most useful tips that you need to know to shop online safely.
1. Inoculate your PC
Bad-guys don’t just sit around waiting for you to give them data.
sometimes they give you a little something extra to help things along.
You need to protect against such Trojan horse malware with regular updates
to your anti-virus program
2. Stay at home, don’t shop publicly
Do we really have to tell you
it’s a bad idea to use a public computer to make purchases?
If you do, just remember to log out every time you use a public terminal,
even if you were just checking e-mail.
If you’re using a public computer to do your shopping
at the library, at a cyber café, or at work,
you have no control over who might be using that network as well.
You also don’t have any control
over what kind of spyware or malware might be infecting that computer.
If you plan to do any shopping online, do it at home.
At home, you can shop in your pajamas and at any time of the day or night.
You also know who accesses your computer at home.
So just don’t do it. Shop at home. It’s much safer.
3. Think mobile
The NRF (National Retail Federation) did a survey
that also predicts that 25 percent of adults will do their online shopping
via their smartphones,
but mostly as a way of find gifts, not purchase them.
You can buck that trend, just follow the advice above.
Better yet, download store specific apps like those for Amazon, Target, etc. and
use them to find what you want and make the purchase
without going to the store or the Web site.
4. Use familiar websites
Start at a trusted site rather than shopping with a search engine.
Search results can get rigged to lead you astray,
especially when you drift past the first few pages of links.
If you know the site, chances are it’s less likely to be a rip off.
We all know Amazon.com and that it carries everything under the sun.
likewise, just about every major retail outlet has an online store,
from Target to Best Buy to Home Depot.
Beware misspellings or sites using a different top-level domain (a .net instead of a .com, for example)
those are the oldest tricks in the book. Yes, the sales on these sites might look enticing…
that’s how they get you into giving up your info.
5. Make purchases only on secure websites
The variety that’s available when shopping online can be dizzying,
but it doesn’t stop at just the products and prices that are available.
Different levels of security are also available online, and you want to be aware of them.
Some online web sites don’t offer secure shopping,
which means that savvy criminals can capture everything
that you enter into a form on those sites,
including your personal and credit information.
If you’re going to shop online, limit yourself to secure sites.
You can tell if a site is secure by the URL.
Don’t trust websites that don’t have a Secure Sockets Layer (SSL) encryption.
You can check it a few ways: a padlock symbol should appear in the address bar of your browser,
and the first letters in the address bar should change from “http” to “https,”
especially when you reach the payment stage.
6. Research the general layout of the website
Check out the website of the seller thoroughly in order to make sure it looks
professional. Most fake websites look rather strange: they have spelling
mistakes, low-quality pictures of the products, etc. And be aware of the excessive
use of words like “cheap” and “outlet” professional sellers call such things “great
7. Check identity of the seller
Whenever shopping online, always check the website for contact details to
verify if it really exists. Things that need to be clearly mentioned are the name of the
company, the address, the email address, a contact form, and a telephone number.
Don’t trust any website just because it has a European or American extension
it doesn’t mean that it’s necessarily located in that country.
Companies that have a good reputation always have a page on their website
company will use your details only for the purchase and nothing else. Even the
most trustworthy companies can use your email for advertisement reasons, and
some may pass your details to 3rd parties.
9. Check your consumer rights on the trader’s website
Online sellers have to provide you with clear and correct information about your
rights as a consumer. For example, your right to a 14-day return or a legal
warranty of at least 2 years. If the trader has nothing like this mentioned on their
website, consider not buying anything from there.
10. Know what’s to good to be true
Everything in our world has its price. If an item on an online shopping website is
too cheap, you should suspect something. Of course, it’s possible that there are big
sales. However, if the retailer is not popular and has no reputation, don’t take a risk
because this is the main way that fraudsters attract your attention. You should
definitely be aware if the picture of an item doesn’t seem to belong to the seller
because, again, the price may be appropriate for the low-quality or counterfeit item
you will receive.
11. Ask for tagged photos
When making an online purchase, there’s always the risk that the photo of the
item doesn’t belong to the seller and was just taken from the internet. And when you
receive your purchase, it may be totally different from what you expected. A solution
here is to ask the seller to send you a tagged photo. This could be a piece of paper
with their name and today’s date or anything else you ask for. If they won’t do this,
it’s a big reason for you to suspect that something is not right.
12. Always check the reviews
There is a clear reason behind the fact that the biggest online sellers, such as
eBay, have a feedback section. This is done so that new consumers can make sure
they are dealing with a trustworthy person or company and that previous sales were
conducted without problems. So make sure you get a clear opinion based on reviews
before you buy something online.
13. Always use recorded delivery
First of all, recorded delivery provides you with a tracking number in case you’re
away when your purchase is delivered, if it got lost, etc.
It also requires a signature upon delivery,
so you can prove if it was received by you or not.
Everything is perfectly covered with recorded delivery, so why not use it?
14. Use strong password
We like to beat this dead horse about making sure to utilize uncrackable
passwords, but it’s never more important than when banking and shopping.
Our tips for making a unique password for each site
can come in handy during a time of year when shopping around
probably means creating new accounts on all sorts of shopping sites.
15. Don’t give out too much information
The only information an online purchase should require is
your credit card details, address, and phone number.
If the website asks you for anything additional,
like your social security number,
you should be suspicious.
16. Pay with a secured means of payment
When you pay for something online, you should follow these 3 golden rules:
- Always pay on a page that is secured (displaying a padlock or key logo and with a
URL address beginning with “https”).
- Pay by credit card if possible as you may be able to recover your money from the
credit card issuer in case of fraud.
- Completely avoid direct money transfers (such as Western Union, MoneyGram, etc).
17. Choose credit over debit
You probably don’t often hear advice to use a credit card instead of a debit card
or cash, but if you can do it responsibly, you absolutely should.
Credit cards offer protection from identity theft that debit cards don’t.
with a credit card,
your liability for fraudulent charges caps at $50 as long as you report
the fraud within 30 or 60 days (depending on the company).
However, if you’re using your debit card online
and someone gains access to it,
they can clean out your checking account before you even learn there’s a problem.
It’s likely you’ll get part of that money back,
but possible that it can take a while,
and that you won’t get it all.
So, use a credit card instead and pay the bill off monthly.
18. Disposable credit is better
Even better than using a credit card is to use a disposable credit card (also called
a prepaid credit card). Disposable credit cards work just like most gift cards.
You add a specified dollar amount to the card,
and it’s good until that is gone.
Once it’s gone, you can add more, or purchase a new one.
Visa and American Express both offer these cards in varying amounts,
so they’re easy to purchase.
The bonus is that if the number from a disposable credit card is stolen,
it’s anonymous, and criminals can’t gain access to anything more
than the dollar amount that’s still available on the card.
19. Check your statements regularly
You should check the electronic statements for your credit card, debit card, and
checking accounts regularly instead of waiting until the physical bill arrives.
This is important in order to control any fraudulent charges
and take immediate action by calling your bank or card issuer.
20. Count the cards
Gift Cards are the most requested holiday gift every year,
and this year will be no exception. Stick to the source when you buy one;
scammers like to auction off gift cards on sites like eBay with little r no funds on
them upon arrival.
So what about WorldWideShirt.com?
If I say it myself that WorldWideShirt.com is a website that is safe to be used as
an online shopping place, of course you will not immediately believe it. So with the
guidelines or tips above, please check it yourself so you can be more confident.
If you feel these tips are useful, please share them with your family or friends
so they can also feel the same benefits as you and also so they can avoid fraud and
scammers. share button is below this article.