Let’s face it, there’s every reason in the world to shop online. The bargains

are there. The selection is mind-boggling. The shopping is secure. Shipping is fast.

Even returns are pretty easy. It’s a golden age for not going to the store,

yet buying more than ever.

 

This is convenient, for sure, but the risk of getting not what you ordered

is much higher too. Just imagine your feelings when you order a tank top for yourself

but get a cool sweatshirt for your cat. That’s why everyone should be aware of

the dangers of online shopping.

 

Online shopping comes with other risk too. Although identity theft is more

common in the real world, it still happens online pretty frequently, as does credit

card fraud. Staying safe while you’re shopping online is paramount, and

knowledgeable shoppers know what approaches are best to take.

 

WorldWideShirt collected the most useful tips that you need to know to shop online safely.

1. Inoculate your PC

Bad-guys don’t just sit around waiting for you to give them data.

sometimes they give you a little something extra to help things along.

You need to protect against such Trojan horse malware with regular updates

to your anti-virus program

2. Stay at home, don’t shop publicly

Do we really have to tell you

it’s a bad idea to use a public computer to make purchases?

Hopefully not.

If you do, just remember to log out every time you use a public terminal,

even if you were just checking e-mail.

If you’re using a public computer to do your shopping

at the library, at a cyber café, or at work,

you have no control over who might be using that network as well.

You also don’t have any control

over what kind of spyware or malware might be infecting that computer.

If you plan to do any shopping online, do it at home.

At home, you can shop in your pajamas and at any time of the day or night.

You also know who accesses your computer at home.

So just don’t do it. Shop at home. It’s much safer.

3. Think mobile

The NRF (National Retail Federation) did a survey

that also predicts that 25 percent of adults will do their online shopping

via their smartphones,

but mostly as a way of find gifts, not purchase them.

You can buck that trend, just follow the advice above.

Better yet, download store specific apps like those for Amazon, Target, etc. and

use them to find what you want and make the purchase

without going to the store or the Web site.

4. Use familiar websites

Start at a trusted site rather than shopping with a search engine.

Search results can get rigged to lead you astray,

especially when you drift past the first few pages of links.

If you know the site, chances are it’s less likely to be a rip off.

We all know Amazon.com and that it carries everything under the sun.

likewise, just about every major retail outlet has an online store,

from Target to Best Buy to Home Depot.

Beware misspellings or sites using a different top-level domain (a .net instead of a .com, for example)

those are the oldest tricks in the book. Yes, the sales on these sites might look enticing…

that’s how they get you into giving up your info.

5. Make purchases only on secure websites

The variety that’s available when shopping online can be dizzying,

but it doesn’t stop at just the products and prices that are available.

Different levels of security are also available online, and you want to be aware of them.

Some online web sites don’t offer secure shopping,

which means that savvy criminals can capture everything

that you enter into a form on those sites,

including your personal and credit information.

If you’re going to shop online, limit yourself to secure sites.

You can tell if a site is secure by the URL.

Don’t trust websites that don’t have a Secure Sockets Layer (SSL) encryption.

You can check it a few ways: a padlock symbol should appear in the address bar of your browser,

and the first letters in the address bar should change from “http” to “https,”

especially when you reach the payment stage.

6. Research the general layout of the website

Shopping Website

Check out the website of the seller thoroughly in order to make sure it looks

professional. Most fake websites look rather strange: they have spelling

mistakes, low-quality pictures of the products, etc. And be aware of the excessive

use of words like “cheap” and “outlet” professional sellers call such things “great

deals.”

7. Check identity of the seller

Whenever shopping online, always check the website for contact details to

verify if it really exists. Things that need to be clearly mentioned are the name of the

company, the address, the email address, a contact form, and a telephone number.

Don’t trust any website just because it has a European or American extension

it doesn’t mean that it’s necessarily located in that country.

8. Read the website’s privacy policy

Privacy Policies

Companies that have a good reputation always have a page on their website

about their privacy policy. It’s very important to research this to make sure the

company will use your details only for the purchase and nothing else. Even the

most trustworthy companies can use your email for advertisement reasons, and

some may pass your details to 3rd parties.

9. Check your consumer rights on the trader’s website

Online sellers have to provide you with clear and correct information about your

rights as a consumer. For example, your right to a 14-day return or a legal

warranty of at least 2 years. If the trader has nothing like this mentioned on their

website, consider not buying anything from there.

10. Know what’s to good to be true

Everything in our world has its price. If an item on an online shopping website is

too cheap, you should suspect something. Of course, it’s possible that there are big

sales. However, if the retailer is not popular and has no reputation, don’t take a risk

because this is the main way that fraudsters attract your attention. You should

definitely be aware if the picture of an item doesn’t seem to belong to the seller

because, again, the price may be appropriate for the low-quality or counterfeit item

you will receive.

11. Ask for tagged photos

When making an online purchase, there’s always the risk that the photo of the

item doesn’t belong to the seller and was just taken from the internet. And when you

receive your purchase, it may be totally different from what you expected. A solution

here is to ask the seller to send you a tagged photo. This could be a piece of paper

with their name and today’s date or anything else you ask for. If they won’t do this,

it’s a big reason for you to suspect that something is not right.

12. Always check the reviews

There is a clear reason behind the fact that the biggest online sellers, such as

eBay, have a feedback section. This is done so that new consumers can make sure

they are dealing with a trustworthy person or company and that previous sales were

conducted without problems. So make sure you get a clear opinion based on reviews

before you buy something online.

13. Always use recorded delivery

First of all, recorded delivery provides you with a tracking number in case you’re

away when your purchase is delivered, if it got lost, etc.

It also requires a signature upon delivery,

so you can prove if it was received by you or not.

Everything is perfectly covered with recorded delivery, so why not use it?

14. Use strong password

We like to beat this dead horse about making sure to utilize uncrackable

passwords, but it’s never more important than when banking and shopping.

Our tips for making a unique password for each site

can come in handy during a time of year when shopping around

probably means creating new accounts on all sorts of shopping sites.

15. Don’t give out too much information

The only information an online purchase should require is

your credit card details, address, and phone number.

If the website asks you for anything additional,

like your social security number,

you should be suspicious.

16. Pay with a secured means of payment

When you pay for something online, you should follow these 3 golden rules:

  • Always pay on a page that is secured (displaying a padlock or key logo and with a

URL address beginning with “https”).

  • Pay by credit card if possible as you may be able to recover your money from the

credit card issuer in case of fraud.

  • Completely avoid direct money transfers (such as Western Union, MoneyGram, etc).

 

17. Choose credit over debit

You probably don’t often hear advice to use a credit card instead of a debit card

or cash, but if you can do it responsibly, you absolutely should.

Credit cards offer protection from identity theft that debit cards don’t.

For example,

with a credit card,

your liability for fraudulent charges caps at $50 as long as you report

the fraud within 30 or 60 days (depending on the company).

However, if you’re using your debit card online

and someone gains access to it,

they can clean out your checking account before you even learn there’s a problem.

It’s likely you’ll get part of that money back,

but possible that it can take a while,

and that you won’t get it all.

So, use a credit card instead and pay the bill off monthly.

18. Disposable credit is better

Even better than using a credit card is to use a disposable credit card (also called

a prepaid credit card). Disposable credit cards work just like most gift cards.

You add a specified dollar amount to the card,

and it’s good until that is gone.

Once it’s gone, you can add more, or purchase a new one.

Visa and American Express both offer these cards in varying amounts,

so they’re easy to purchase.

The bonus is that if the number from a disposable credit card is stolen,

it’s anonymous, and criminals can’t gain access to anything more

than the dollar amount that’s still available on the card.

19. Check your statements regularly

You should check the electronic statements for your credit card, debit card, and

checking accounts regularly instead of waiting until the physical bill arrives.

This is important in order to control any fraudulent charges

and take immediate action by calling your bank or card issuer.

20. Count the cards

Gift Cards are the most requested holiday gift every year,

and this year will be no exception. Stick to the source when you buy one;

scammers like to auction off gift cards on sites like eBay with little r no funds on

them upon arrival.

 

So what about WorldWideShirt.com?

If I say it myself that WorldWideShirt.com is a website that is safe to be used as

an online shopping place, of course you will not immediately believe it. So with the

guidelines or tips above, please check it yourself so you can be more confident.

If you feel these tips are useful, please share them with your family or friends

so they can also feel the same benefits as you and also so they can avoid fraud and

scammers. share button is below this article.